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We never know what life has in store for us, so it’s important to get the right life insurance policy.

We insure our cars, homes and even our mobile phones – so it goes without saying that we should also be insured for our full replacement value to ensure that our loved ones are financially catered for in the event of our premature death.

Life insurance provides a safety net for your family and loved ones, helping them cope financially during an otherwise difficult time. It could pay out a cash sum if you die while covered by the policy. You choose the amount of life cover you need and how long you need it for, and you can pay your premiums monthly or annually.