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Principle Financial Services is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority (FCA).
New Leaf Distribution FCA Number: 460421 - Principle Financial Services FCA Number: 786445

Registered in England - Our company number: 10643951

This website is aimed at UK residents.

 

PRIVACY STATEMENT

Copyright, Principle Financial Services Ltd.

FREQUENTLY ASKED QUESTIONS

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WHY SHOULD I USE A FINANCIAL ADVISER?

Everyone could benefit from sound financial advice. From setting out your needs for today to planning for your financial future we will help you achieve your goals by offering you products to suit your needs and budget.

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FINANCIAL ADVISER OR INDEPENDENT FINANCIAL ADVISER - WHAT’S THE DIFFERENCE?

A Financial Adviser may be limited to the advice he can offer a client. An Independent Financial Adviser (IFA) will not be tied to any particular organisation thereby being able to offer you advice and solutions from the whole of the market. At Principle Financial Services we are completely independent with access to products not found on the high street which means our clients can receive the best possible advice for their situation.

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HOW DO YOU GET PAID?

We agree a fee with our client before any work is undertaken, for Pensions and Investments this is usually a percentage of the fund being managed.

We only receive commission for arranging Protection/Insurance products and the client will always know how much. Using a broker such as us you will have far more options to choose from in this area.

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WHAT ARE YOUR OPENING HOURS?

The team are available between 9am and 9pm to take your calls. We are happy to meet you at a time and place that is convenient to you, so a chat or a meeting after work is no problem. Just give us a call and we will be happy to arrange an appointment that suits your needs.

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DO YOU DO HOME VISITS?

Yes. We are more than happy to come and visit you at your home at a time and date that suits you.

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WHAT QUALIFICATIONS DO YOU HOLD?

As a qualified Will Writer I have worked in Estate Planning for almost 10 years gaining practical experience in this field along with continual development through regular webinars and workshops to keep up to date with the ever changing regulations. I am a member of the LIBF (London Institute of Banking & Finance) with a certificate of Professional Standing. I hold a DipFA (Diploma for Financial Advisers) and also FSRE (Financial Services Regulations & Ethics). I am listed on the FCA register (Financial Conduct Authority)

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WHAT CAN I EXPECT AT OUR FIRST MEETING?

Our initial meeting will include a discussion about your current financial position and what your needs are for today and aims for the future. We will review your current financial plan, tax arrangements, existing pensions, investments, assets and any cash held in banks. The initial consultation is free. Any fee will always be discussed and agreed for our service before we proceed further. 

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HOW RISKY ARE THE INVESTMENTS THAT YOU RECOMMEND?

A risk related fact find is carried out with the client which will ascertain your personal 'Attitude to Risk' and 'Capacity for Loss' and your ideal investment time frame. From these results we can discuss the options available ideally suited to you.

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